Busting the Top 5 Money Myths

If you’ve ever thought, “I don’t make enough to save,” or “Investing is only for rich people,” you’re not alone. These are common money myths that hold ADHD adults back from financial progress.

In Episode 8 of A Solo Person’s Guide to ADHD, I’m busting the top 5 myths that keep your wallet emptier than two weeks after payday.

Myth #1: “I don’t make enough money to save.”

Truth: Small amounts matter. Thanks to compounding interest, even $25 a month grows over time.

Myth #2: “I can’t ask for a raise.”

Truth: Raises are expected. Companies budget for them, and managers anticipate these conversations. The ADHD challenge is rejection sensitivity—but avoiding it leaves money behind.

Myth #3: “Investing is only for rich people.”

Truth: You don’t need to be wealthy to start. A 401(k), IRA, or CD are great beginner tools. Think of it as “crockpot investing”—slow, steady, and rewarding over time.

Myth #4: “More income will fix everything.”

Truth: More money without a plan often fuels impulse spending. Income keeps you afloat; assets keep you safe.

Myth #5: “I’ll figure it out later.”

Truth: Later means missed compounding opportunities. Start now, even with tiny amounts.

ADHD-Friendly Challenge 🎯

• Automate one transfer into savings or investments.

• Write one sentence of your raise request.

Final Word

Your financial story isn’t defined by ADHD. By busting these myths, you can start building habits, assets, and confidence with money—one small step at a time.

👉 Listen to the full episode + download free resources at TwoCatsCoaching.com.