Do you feel like budgeting is punishment? Like every system you try is built for someone else’s brain? You’re not alone. ADHD brains struggle with:
Forgetting due dates
Impulse spending
Overcomplicated budgeting apps
Time blindness around bills
I used to be in full-on financial chaos—overdraft fees, missed payments, and “bill roulette.” Everything changed when I created a single spreadsheet. One page. One place. Suddenly:
My bills got paid on time
My stress went down
My credit score went up
Keep it simple: two categories only—fixed and variable expenses.
Choose a budget day: once a month, update your sheet and pay bills.
Gamify it: think of paying bills as “leveling up.”
Pick your format: paper, Google Sheets, or a tool like YNAB.
👉 Grab my free One Spreadsheet to Rule Them All template on the Freebies Page.
This ADHD-friendly tool makes budgeting simple, doable, and actually stick.